香港--腦退化病  Dementia

一些近親或朋友管理財務

Some of your close relatives or friends to manage the financial affairs

  

 Year  Age   patient    people    %
 年      年齡   患者          人口        患者佔

                                                            
2009 >60 103,000 7,500,000 1.37%
 

2039 >60 330,000 8,892,800 3.71%

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將會由2009年約10.3萬人，   

增加到2039年超過33萬人，情況令人關注。

老人科專科醫生表示，近年，雖然社會對認知障礙症（即腦退化症，Dementia）的認識加深，但鮮有人會就腦退化症有可能出現的後果，在財產、心理及法律方面作預早安排。

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持久授權書

就此，香港於1997年推出持久授權書，容許授權人（即打算將其權力授予他人的人）在擁有精神能力時委任受權人，以便授權人在沒有精神能力時，受權人可照顧其財務事項。在持久授權書的條例下，它的好處是︰

1.容許個人選擇誰人（可多於一人）會在他/她沒能力照顧自己的事務時，代他/她執行事務。

2.避免因委任另一人照顧個人事務而產生昂貴費用及擾人的法庭程序。

3.有效率及具成本效益地管理個人財產。

4.免卻家人管理其事務時，可能要面對的困難和煩惱。

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然而，受權人必須

a. 年滿18歲或以上、

b. 沒有破產紀錄及具有精神能力，他可以是信託法團。

c. 他/她可委任多於一名受權人，使他們能互相協助及監察。

d. 另外，授權人可指定受權人為「共同行事」或「共同和各別行事」。

 

持久授權書下受權人需要的責任，包括

1.誠實及竭盡所能地行使其權力；

2.完善地存妥賬目及紀錄；

3.不會與授權人產生利益衝突的情況下訂立任何交易及

4.不會將授權人的財產與其他財產混合。

因此，受權人只是為授權人的利益着想而處理其資產。同時，他/她亦不應從中取利及避免與授權人有利益衝突。

就此，受權人的行為將受到有利益關係的一方監察。

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Hong Kong - Dementia 
Year  Age   patient   people               %
2009 >60    103,000   7,500,000   1.37%
2039 >60    330,000    8,892,800  3.71%
There will be about 103,000 people in 2009,  
There will be more than 330,000 people in 2039, the situation is of concern.
A geriatrician said that in recent years, although the society is well aware of dementia  , few people will give advance notice in terms of property, psychology and law about the possible consequences of dementia. 

Enduring Power of Attorney - a legal document :-
In this regard, Hong Kong introduced an Enduring Power of Attorney in 1997, which allows a donor (i.e. a person who intends to delegate his power to others) to appoint an attorney (being empowered to act for the donor) when he has mental capacity so that the attorney can take care of his financial affairs when he/donor is incapable of doing so. . Under the Ordinance of Enduring Power of Attorney, its benefits are:
1. Allow an individual to choose who (more than one person) will perform his/her affairs when he/she is unable to take care of his/her own affairs.
2. Avoid costly and intrusive court proceedings by appointing another person to take care of personal affairs.
3. Manage personal property efficiently and cost-effectively.
4. Avoid the difficulties and troubles that family members may face when managing their affairs.
However, the attorney must
a. Aged 18 or above,
b. With no bankruptcy record and mental capacity, he can be a trust corporation.
c. He/she may appoint more than one attorney so that they can assist and monitor each other.
d. In addition, the donor may designate the attorney to act "jointly" or "jointly and severally".
Duties required by attorneys under an EPA, including
1. To exercise their powers honestly and to the best of their ability;
2. Keeping accounts and records in a sound manner;
3. Entering into any transaction without creating a conflict of interest with the donor and
4. Do not mix the donor's property with other property.
Therefore, the attorney is only dealing with its assets in the donor's interest. At the same time, he/she should not take advantage of it and avoid conflict of interest with the donar.
In this regard, the attorney's conduct will be monitored by an interested party.
 

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