Financial monthly repayment IDRP, IVA is Interbank Debt Relief Planning (IDRP) in English, which can also be called a "leader" plan.

Different from IVA and DRP, the two debt treatment plans, the Integrated Debt Relief Plan is a method of debt restructuring that can directly negotiate with the largest total creditors and then formulate a new debt repayment plan.

Once the relevant negotiation is completed and the mutual consent is obtained, the maximum total creditor will collect all the large and small claims, and then the debtor only needs to pay all the debts directly to the maximum total creditor.

This debt processing method based on IDRP was named by the market as a "led" plan, showing an important feature of its arrangement.

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